Attention homeowners in Chesapeake and Chesapeake City County: Get an Appraisal today!

See the top seven reasons VA homeowners hire Turner & Gerwitz Appraisals:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge Chesapeake City county's assessment of your propertyworth
  3. Remove PMI to cut your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a VA divorce, when real estate property needs to be divided
  7. To settle an estate in VA by determining the true market value of real estate in question

Own a home in or near Chesapeake, VA and need help deciding the value of it?
Contact Turner & Gerwitz Appraisals.

At Turner & Gerwitz Appraisals, we understand the individual needs of a homeowner seeking appraisal services. Our usual business clients get the appraisal process and the usual reporting formats. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Turner & Gerwitz Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We are seasoned in helping consumers just like you rid themselves of undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is going down or not appreciating as much as other homes close by. That means you're most likely paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Turner & Gerwitz Appraisals is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be inopportune from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Turner & Gerwitz Appraisals can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Turner & Gerwitz Appraisals offers field reviews where we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Turner & Gerwitz Appraisals can We can assist you. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.